In most cases, both spouses can get Social Security Disability at the same time. However, each disability program has its qualifications and some programs make this much easier than others. It is possible for couples to draw Social Security Disability Insurance (SSDI) benefits and Supplemental Security Income (SSI) benefits providing they meet the proper requirements of either program.
For example, if your husband is blind, he may be able to receive SSI benefits and SSDI benefits at the same time. If you are disabled and your husband is not, you may qualify for SSDI while he qualifies for SSI. It’s important to keep in mind that only one spouse can receive a disability benefit from each disability program at a time. For a personal assessment click here.
If you are both eligible for Social Security Disability Insurance (SSDI) or Supplemental Security Income (SSI), then which program will pay first? The answer depends on whether or not the two of you have been married for at least 10 years. If you have been married for 10 years or more, then your husband’s income will be used to calculate your benefit. If you have not been married for 10 years or more, then your income will be used to calculate your benefit.
How Social Security Disability Insurance (SSDI) Is Calculated
If you and your husband have been married for at least 10 years then his income will be used to calculate the amount of your SSDI benefits. In the case of SSDI, there is a formula used to determine the number of benefits that a disabled person is entitled to receive. The formula takes into account the individual’s work history, age, and disability rating and then applies this formula to determine how much he or she would earn if he or she were still working. This means that even if you are disabled but still working part-time, your husband’s income still plays a role in the calculation of your SSDI benefits.
How Supplemental Security Income (SSI) Is Calculated
The amount of SSI that you receive is based on the most recent federal poverty guidelines. The formula used to determine how much you are eligible for is a complicated one, and it involves your living expenses, family size, and income. In addition, if you are married then your husband’s income will be used to calculate how much you should receive from SSI. The only exception to this is if you are married, but your husband does not live with you or provide any financial support.
How Your Husband’s Income Affects Your SSI Benefits
If you are receiving SSDI benefits and your husband is living with you and providing financial support, then his income will be used to determine how much you are eligible to receive in SSI. The only exception to this is if he lives in a different household than yours, and he does not provide any financial support. In that case, his income would not factor into the calculation of your SSDI benefits. However, if he is living with you and providing financial support then his income will be used to determine how many SSI benefits you receive.
